What is a co-pay? What is a deductible?


A co-pay is a fixed amount the patient pays for medical services. The remaining balance is covered by the patient's insurance company. Co-pays may vary within the same plans, depending on the service provided.


A deductible is a fixed amount a patient must pay each year before their health insurance benefits begin to cover the costs. After your deductible has been met, patients typically pay coinsurance — a percentage of the total costs — for any services that are covered by the plan. They continue to pay the coinsurance until they meet their out-of-pocket maximum for the year.


To understand what your specific insurance plan will cover with Mood, we recommend contacting your insurance directly to confirm you are in network with Mood Clinical, P.C.

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